LIC New Endowment Plan: Safe Investment with Guaranteed Returns (2026 Guide)

If you are someone who doesn’t want to take risks and prefers guaranteed returns, LIC New Endowment Plan is a solid option.

It is one of the most straightforward LIC plans that offers security + savings.

Key Features

• Guaranteed maturity benefit
• Fixed premium
• Life insurance cover
• Bonus added

How This Plan Works

You pay a fixed premium throughout the policy term. At maturity, you receive a lump sum amount along with bonus.

Benefits

Maturity Benefit

• Sum assured + bonus
• Death Benefit
• Financial protection for family

Why Choose This Plan

• Simple and easy to understand
• Safe investment
• Ideal for conservative investors

Best For

• Risk-averse individuals
• First-time investors
• People planning future savings

LIC New Endowment Plan is perfect for those who want peace of mind with stable returns.