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LIC Jeevan Tarun Plan (2026): Complete Guide, Benefits, Returns & Eligibility

This plan combines insurance + savings, ensuring your child gets a lump sum amount at the right time

LIC Jeevan Tarun is one of the best child plans offered by LIC. It is specially designed to secure your child’s future by providing financial support for education and other important life goals.

Key Features

  • Minimum Sum Assured: ₹75,000
  • Entry Age: 90 days to 12 years
  • Maturity Age: 25 years
  • Premium Payment: Till age 20
  • Bonus: Available

How Premium Works

In this plan, parents pay premium regularly until the child reaches 20 years of age.

Example:
If you start when your child is 5 years old →

  • Pay premium till age 20
  • Child starts receiving money from 20–25
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Benefits & Returns

Survival Benefits

  • Age 20: 20% payout
  • Age 22: 20% payout
  • Age 24: 20% payout

Maturity Benefit

  • Remaining 40% + Bonus at age 25

Key Benefits

  • Helps in higher education funding
  • Risk cover for child
  • Flexible payout options
  • Bonus increases returns

Who Should Buy This Plan?

This plan is ideal for:

  • Parents planning for child education
  • Long-term investors
  • People who want guaranteed returns

LIC Jeevan Tarun is a great option for parents who want a secure and disciplined way to save for their child’s future.